Personal

Auto & Home Coverage

Pennbrook/CAIB provides comprehensive insurance products and services to help meet the unique risk management needs of individuals and families. Using our 25 years of experience and partnering with the most respected insurance carriers, our products and service will provide you with the right coverage and the right price.

Personal Liability - primary, excess and umbrella limits up to $100 million

Dwelling - high-value homes, standard homes, rental property and seasonal/secondary properties

Automobiles - high-value, standard autos, collector ad or antiques RV and motorcycles

Collections - jewelry, fine art, wine, silver and other collectibles

Earthquake - most homeowners can get better pricing than the CA earthquake authority

Aviation - jets, fractional corporate jets, and helicopters

Watercraft - yacht, mega-yacht, sailboat and personal watercraft

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Individual Life & Health Coverage

Health - Pennbrook is an authorized Blue Cross of California Agent. We offer Individual, Family, Short Term, Senior Supplemental, Group, Group Dental and Vision plans. Visit Blue Cross of California to view plans and rates or even apply online.

Disability Income Coverage - For individuals and key employees of businesses. These products can guarantee your income if you cannot work due to sickness or injury.

Annuities ( Fixed, Indexed & Variable) - These products offer tax deferred accumulation for many uses including retirement, college or any other major future plans.

Long Term Care - These products provide money for nursing homes and home health care for expenses that are not covered under Medicare. We can help minimize your estate taxes with proper planning to pass the most on to your heirs.

Educational Savings 529 Plans - Set up a savings investment program to keep this expense from becoming a substantial burden.

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